How to withdraw cash from Dandong Housing Provident Fund
The housing provident fund is one of the important benefits for employees, and reasonable withdrawal of the provident fund can alleviate financial pressure. This article will introduce in detail the conditions, procedures and precautions for withdrawing Dandong Housing Provident Fund to help you quickly complete the withdrawal operation.
1. Conditions for withdrawing housing provident fund in Dandong
According to the regulations of the Dandong Housing Provident Fund Management Center, employees who meet one of the following conditions can apply to withdraw the housing provident fund:
| Extraction conditions | Materials required |
|---|---|
| Purchase, build, renovate, and overhaul owner-occupied housing | House purchase contract, invoice, property ownership certificate, etc. |
| Repay the principal and interest of the home purchase loan | Loan contract, repayment certificate |
| Rent a house | Rental contract, rent invoice |
| retired | Retirement certificate |
| Completely lose the ability to work and terminate the labor relationship with the employer | Labor ability appraisal certificate, resignation certificate |
| Settling abroad | Certificate of exit and settlement |
| Employee dies or is declared dead | Death certificate, heir relationship certificate |
2. Dandong Housing Provident Fund Withdrawal Process
1.Prepare materials: Prepare corresponding supporting materials based on extraction conditions.
2.Submit application: Employees themselves or entrust others to bring the materials to the Dandong Housing Provident Fund Management Center or designated bank outlets to submit the application.
3.review: The Provident Fund Management Center will review the application materials and notify the applicant after passing the review.
4.extract: After passing the review, the provident fund will be transferred to the bank account designated by the applicant.
| step | time required | Remark |
|---|---|---|
| Submit application | immediate | Complete materials can be submitted |
| review | 3-5 working days | It depends on the specific situation |
| Withdraw to account | 1-2 working days | Bank processing time |
3. Precautions
1.material authenticity: Submitted materials must be true and valid, otherwise it may result in extraction failure or legal liability.
2.Withdrawal amount: The amount limits for different withdrawal conditions are different, and the specific regulations of the Provident Fund Management Center shall prevail.
3.Entrusted to handle: If you entrust someone else to handle the matter, you need to provide a power of attorney and the original ID cards of both parties.
4.Policy changes: The provident fund withdrawal policy may change with time and policy adjustments. It is recommended to consult the local provident fund management center in advance.
4. Frequently Asked Questions
Q: Can provident fund be withdrawn online?
A: Currently, the Dandong Housing Provident Fund Management Center supports online processing of some businesses. Details can be found through the official website or APP.
Q: Will withdrawing provident fund affect the loan?
A: Withdrawing provident fund may affect the future loan limit. It is recommended to consult the provident fund management center before withdrawing.
Q: What are the conditions for renting a house to withdraw provident fund?
A: Employees and their spouses who do not own their own housing in Dandong City but rent housing can apply to withdraw provident funds to pay rent.
5. Summary
The withdrawal process of Dandong Housing Provident Fund is relatively simple. As long as you meet the conditions and prepare relevant materials, the withdrawal can be completed smoothly. It is recommended that employees understand the policies and procedures in detail before withdrawing to avoid unnecessary trouble. If you have any questions, you can consult the Dandong Housing Provident Fund Management Center at any time.
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